Identity theft is on the rise. With the digital age there are many more ways for criminals to steal your identity than there have ever been before. While taking care of your digital information is important, overlooking deterrents that have been common practice for years would be a mistake. Today we are going to look at a couple of identity theft deterrent quick tips, both online and via paper.
For online purposes, perhaps one of the strongest things you can do is create strong, unique passwords for your accounts. This seems to be common sense, but it may surprise you to know how common it is for people to create easy to guess passwords. Also, common passwords, such as 1234 and password.
Using a mix of upper case and lower case letters, as well as numbers and symbols is key. Creating a long enough password is also important. It is tremendously more difficult for a cyber criminal to hack into an account with a 6 digit password as it is to hack into one with an 8 digit password. The longer the password you can create, the more secure it is going to be. Keeping your sensitive online accounts locked down with strong passwords is a great identity theft deterrent – plus it is something quite easy to do.
To take this one step further, you should consider opting in to all the two step authentication processes as possible. Not all sites offer this two step authentication, but it is becoming increasingly common and should be a tool you use to deter identity theft. Two step authentication essentially means that you must enter a password as well as a temporary password that the site will text you when you log in. It may seem like a hassle, but the texts come quite quickly when you attempt to log in, and the short amount of time you add in logging in could save you a tremendous amount of time in the future trying to clean up after having an account hacked.
With regards to protecting your identity the old fashioned way, the top tip we have to offer is to purchase and use a paper shredder. This also seems like common sense, but many people simply throw their account statements in the garbage. Getting a cross cut shredder and running your statements through it before discarding them is a key deterrent to identity theft. Everyone should be doing this, it takes only seconds and can save you a lot of time and trouble in the future.
For more information, check out our identity theft deterrent ebook at http://identitytheftdeterrent.com.