Maria asked:
With identity theft on the rise how do I keep my good name safe?
Fraud Alerts
Does anybody know of a good company to protect against identity theft?
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I recently signed up for Lifelock (www.lifelock.com) and have been very pleased with it. It’s only $10 a month and they offer a million-dollar guarantee against identity theft. Also, if your credit or identity info is stolen they will hire the lawyers and accountants for you to fix it. They place anti-fraud alerts on your credit reports and help to stop junk mail and preapproved credit cards. Hard to beat for ten bucks a month.
A relative of mine just signed up for LifeLock as well. It seems to be working great so far! And the price is right! $10 a month to keep some jacka** from ruining your credit! FANTASTIC!
I must first tell you that any company that says they can prevent identity theft smells fishy. They can alert you once you credit has been hit, but that is it. I am an independent associate for a company who works with the largest risk management company in the world. We actually will restore any of the 5 areas of id theft. That is something lifelock does not talk about or offer. Everyone should have some sort of monitoring service, which offers to restore. However, make sure it is a credited company that has been around longer than 5 minutes.
First, check to see which public records are available. Goto Zabasearch.com and search for yourself.
You might see the full name including middle initial along with the date of birth.
Next look for yourself with Google or Zoominfo.com.
If you find your occupation or place of employment, that’s probably enough publicly available info for someone to assume your identity.
You can sign up for a credit watch service that monitors your credit bureau reports and you can place an alert on the accounts that requires additional verification before authorizing new credit card applications.